Rebuilding Costs Are Rising Is Your Coverage Keeping Up?
Don’t just insure your home’s value — protect its future.
Get A Free Quote
Why Most Home Policies Fall Short
Most home policies only cover what your home is worth — not what it costs to rebuild. At Fallon Insurance Agency, we focus on real coverage that reflects modern construction costs, supply chain challenges, and the financial risk of being underinsured.
What We Include in Every Quote
Extended Replacement Cost
Covers rebuilds beyond your home’s current value
Sewer & Drain Backup
Up to $25,000 in water damage protection
Service Line Protection
Up to $10,000 to repair underground pipes & wiring
Equipment Breakdown
HVAC, appliances, water heaters — covered when they fail
Bonus Add-ons
Ordinance & Law Coverage
Stay compliant if codes change after a claim
Identity Theft Protection
Coverage & support if your identity is stolen
Stay compliant if codes change after a claimCoverage & support if your identity is stolen
Learn Why Our Clients Stay For Life
Find out if your current home policy is enough or if it’s setting you up for disaster
Insurance Services by State
At Fallon Insurance Agency, we proudly serve customers across multiple states with personalized insurance solutions. Explore our coverage options by state below:
Minnesota Insurance Services
We provide comprehensive coverage options tailored to Minnesota families and businesses:
Home Insurance in Minnesota – Protect your home and property with reliable coverage.
Auto Insurance in Minnesota – Affordable and dependable auto protection.
Business Insurance in Minnesota – Customized protection for Minnesota businesses.
Life Insurance in Minnesota – Financial security for your loved ones.
Wisconsin Insurance Services
Comprehensive insurance solutions for Wisconsin residents:
Iowa Insurance Services
Trusted insurance coverage for Iowa residents:
Michigan Insurance Services
Reliable coverage options in Michigan:
Illinois Insurance Services
Serving Illinois drivers and homeowners: