6565 318th Street Cannon Falls, MN 55009
Our Services
Protection Built Around What Matters Most
At Fallon Insurance Agency, we provide customized home, auto, life, and business insurance solutions across Minnesota and Wisconsin. Whether you’re protecting your home in Cannon Falls, insuring your vehicle in Minneapolis, securing life insurance for your family, or safeguarding your business operations, our approach is built around real protection — not generic policies.
Insurance should not feel confusing, rushed, or transactional. It should be designed around your assets, your risks, your goals, and your future. We take the time to review coverage carefully so you’re not underinsured, overpaying, or exposed to gaps that only show up when it’s too late.
From homeowners and drivers to families and business owners, we deliver coverage that aligns with real-world needs across MN and WI.
Explore our core insurance services below.
🏠 Home Insurance in Minnesota & Wisconsin
Your home is likely your largest financial asset. Home insurance protects your property, personal belongings, and liability exposure from unexpected events such as fire, storm damage, theft, and lawsuits.
We design home insurance policies that reflect the realities of living in Minnesota and Wisconsin — from severe winter weather and hail to liability risks and rising rebuilding costs.
Our home insurance solutions can include:
• Dwelling coverage
• Extended replacement cost
• Personal property protection
• Liability coverage
• Sewer & drain backup
• Equipment breakdown
• Service line coverage
Whether you’re a first-time homebuyer or have owned your home for years, we structure coverage for long-term stability and real protection.
Auto Insurance That Protects You on Every Road
Auto insurance protects you from financial setbacks caused by accidents, injuries, property damage, and liability claims. Whether you commute daily or drive occasionally, proper coverage is critical.
We help drivers throughout Minnesota and Wisconsin structure auto policies correctly — not just cheaply — so you’re protected when it matters most.
Auto insurance options include:
• Liability coverage
• Collision coverage
• Comprehensive coverage
• Uninsured/underinsured motorist
• Medical payments
• Roadside assistance
Bundling home and auto insurance can often reduce premiums while improving overall coverage efficiency.
❤️ LIFE INSURANCE for Financial Security & Family Protection
Life insurance protects the people who depend on you. From mortgage protection to income replacement, coverage ensures your family’s financial stability if the unexpected happens.
We help individuals and families across Minnesota and Wisconsin determine the right amount of life insurance based on:
• Mortgage balance
• Income replacement needs
• Debt obligations
• Final expenses
• Long-term financial goals
Life insurance isn’t about fear — it’s about clarity and responsibility. We provide straightforward guidance so you can make confident decisions.
FAQ
How often should I review my insurance coverage?
At least once a year — or anytime life changes.
If you’ve bought a home, refinanced, remodeled, added a driver, started a business, or welcomed a new family member, your coverage should be reviewed.
Insurance isn’t “set it and forget it.” We review policies to make sure you’re not overpaying — and more importantly, not underinsured.
Do you work with clients in both Minnesota and Wisconsin?
Yes. Fallon Insurance Agency Has offices in both Wisconsin & Minnesota and serves families and business owners throughout both states. We understand local risk factors, weather patterns, liability laws, and regional coverage needs that national call centers often overlook.
You’re not calling a 1-800 number. You’re working with a local agency that knows the area.
What types of insurance do you offer?
We provide:
• Home Insurance
• Auto Insurance
• Life Insurance
• Business & Commercial Insurance
• Landlord Insurance
• Umbrella Policies
• Renters Insurance
Our goal isn’t just to sell a policy — it’s to build a complete protection strategy around your household or business.
What makes Fallon Insurance Agency different?
We review coverage like we’re protecting our own family.
Many agencies compete on price alone. We compete on protection.
We explain what you’re buying.
We point out gaps.
We look at worst-case scenarios.
We protect assets, income, and future plans.
Better service. Better coverage. Better price.
Can you help me bundle home and auto insurance?
Absolutely — and in most cases, you should.
Bundling home and auto often provides:
• Lower overall premium
• Stronger liability protection
• Simplified billing
• Better claim experience
But we don’t bundle just to bundle. We make sure the coverage actually makes sense for you.
How fast can I get a quote?
Most quotes can be reviewed the same day.
Home and auto quotes typically take just a few minutes once we have your basic information. Life and business coverage may require a bit more detail — but we move quickly and keep communication clear.
Do I really need life insurance if I already have home and auto?
If someone depends on your income — the answer is usually yes.
Home and auto protect property.
Life insurance protects people.
It protects:
• Mortgage payoff
• Income replacement
• Children’s education
• Debt
• Final expenses
It’s not about dying. It’s about protecting the people who rely on you.
How do I get started?
Simple.
Click “Start My Quote” and send us a few basic details.
From there, we’ll review your situation, explain your options clearly, and help you make a smart, confident decision.
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